Mortgage Resources

Alberta Mortgage Blog

Clear, practical guides about buying, renewing, refinancing, home equity and alternative mortgage options in Alberta.

Mortgage Renewal vs. Refinance in Alberta: What’s the Difference?

A mortgage renewal happens when your existing mortgage term ends and you choose the terms for the next term. A refinance chan…

Home equity is the difference between the value of your property and the debt secured against it. The amount you can actually…

Mortgage options can become available after a consumer proposal, but the timing and lender requirements vary. The details of …

Mortgage qualification can depend on credit history, income, debts, down payment, property and the reason for past credit iss…

Business owners do not always have the same income documents as salaried employees. Lenders can use different approaches depe…

A mortgage pre-qualification or pre-approval can help you understand a reasonable purchase range, but final approval still de…

B lenders and private lenders can provide alternatives when a bank or prime lender is not the right fit, but they are very di…

A home equity line of credit provides revolving access to approved credit, while a refinance replaces or restructures mortgag…

Homeowners sometimes use mortgage financing or home equity to pay higher-interest debts and combine them into a more manageab…

A pre-approval can estimate the mortgage amount and terms you may qualify for based on information available at that time.…